Svetlana Sheinina


Posted by Svetlana Sheinina on 1/2/2018

When it comes to finding the ideal neighborhood for your next home, there's no "one size fits all" formula.

While some people enjoy the hustle and bustle of an urban environment, others prefer a quiet family-oriented neighborhood in the suburbs.

Whatever your preferences, convenience is near the top of just about everyone's priority list. Here's why:

Closeness to Work: Long, daily commutes are not only stressful, but they can cause you to miss family dinners, school events, and relaxing evenings at home. There's also the added cost of gasoline, highway tolls, and wear-and-tear on your vehicle. If you happen to be leasing a vehicle, then long commutes could result in additional mileage charges at the end of your lease. Although car leases vary, exceeding the mileage allotment set by the leasing company can sometimes run you as much as 25 cents a mile. That can potentially add up to a hefty surcharge!

While there are a lot of reasons to look for a home that's relatively close to your job or business, quality of life issues are among the most important. As an example, if your daily commute is 45 minutes, each way, that adds up to an hour-and-a-half on the road. If you factor in occasional traffic jams, road repairs, and other inevitable delays, you're talking about more than eight hours a week just driving back and forth to work. It's equivalent to adding an additional work day to your week! Although it's not always feasible (especially in two-income households), there are major advantages to finding a house that's less than a half-hour commute to your job(s).

Proximity to Conveniences: Life will also be easier if you live close to a well-stocked supermarket. When you shop at a large, high-volume grocery store, prices are more economical and food tends to be fresher. Corner grocery stores and pharmacies are nice to have nearby when you just want to pick up a few quick essentials, but for selection, price, and freshness, supermarkets are usually your best bet!

Other desirable locations to keep in mind when house hunting include good-quality schools, reputable childcare centers, and proximity to family and friends. Depending on your lifestyle, you might want to be close to airports, major highways, recreational facilities, and entertainment. It can also be an advantage to choose a home near medical and dental offices, a veterinary clinic, and a preferred church, synagogue, or mosque.

When launching a search for your family's next home, the key to success is to stay focused, create detailed priority lists, and work with a seasoned real estate agent. Whether you decide to live in a rural area, suburbia, or downtown, a real estate agent has the knowledge, training, and negotiating skills to help you get a good deal and match your lifestyle goals with your budget and timeframe.





Posted by Svetlana Sheinina on 4/18/2017

Searching for a new house that will meet your needs without breaking your budget can sometimes feel overwhelming! There are dozens of factors to consider and countless details to handle at any point in time.

Fortunately, there are strategies for getting it all done, maintaining your sanity, and being satisfied with the final outcome.

If you feel like you're getting off track (or can't even find the train station), here are a few tips for getting organized:

Create a priority list. If you haven't clarified and discussed with your spouse what you want and what's important to both of you, then there's a good chance you won't get it. You do not have to go it alone, though! A top-notch real estate agent can help you create a working list of priorities and preferences that you can use as a measuring stick when evaluating homes for sale. Better still, once you develop this list with your agent, he or she will have the information they need to efficiently locate properties that conform to your wish list and requirements. Your priority list will be based on a lot of criteria, including your desired lifestyle, the size of your family, and proximity to good schools, recreation, and shopping centers. If may also be important to you to live within a short drive to work, childcare facilities, or houses of worship. One of the best ways to organize your wants and needs is to get a copy of a homebuyers' "wish list" from your Realtor or the U.S. Department of Housing and Urban Development (HUD). Key factors to consider when developing your list may include items like architectural style, the amount of remodeling you're prepared to do, and the size of the yard. Privacy, space between neighboring houses, and distance from busy highways are also important factors to weigh.

Choose the right real estate agent: The ideal way to find a real estate agent you'll be pleased with is to get recommendations from family, friends, and trusted business associates. If someone you know well has had a favorable experience with a specific real estate agent, chances are good that your experience would be similar. Since most real estate agents value referrals, a smart agent will strive to make a positive impression on both you and the person who referred you. It's often advisable to talk with more than one real estate agent before making your final decision, though. That way you'll be in a position to compare qualities like experience, knowledge, personality, rapport, and energy level. It's vitally important that you feel comfortable with the agent you decide to work with, and that they're responsive to your questions, concerns, and requirements.

While a "wish list" and a "must have" list are essential components of a successful real estate search, the process unfolds much more smoothly when you remain open minded, flexible, and realistic.





Posted by Svetlana Sheinina on 12/15/2015

When searching for your dream house a lot of emphasis is typically placed on the location, size, and style of the house; ensuring everything you desire is perfectly in place.  When buying a home you can't let your emotions cloud your sense of reason.  You need to carefully examine all factors closely and perform the due diligence necessary to ensure you are making the right decision. Read Through Recent Newspapers and Archived Articles: Local news papers and other publications are a great resource for the most current information.  Archived news articles on the other hand may alert you to past issues or on going controversy in the area.  A little extra time spent reading will pay off in a long run when compiling your pros and cons list. Talk To The neighbors: The residents of the neighborhood are the best source of first hand information.  Getting a feel for the neighborhood's demographic will help determine if it is the correct environment for your family. Confirm there is a neighborhood association or alternative platform to discuss the welfare of the neighborhood. Get Details On Recent Home Improvements: Home inspections will provide you with information on where improvements may be needed.  Determining the quality of the improvements that have already been completed is also important.  Ask to review receipts from previous renovations to help gauge the quality of the materials used and the longevity of the improvement.  For example, if the house was painted a year ago, and the receipt reveals a lesser quality paint was used, you can expect to re-paint in a year or so. Review Tax Records: A review of the past and present real estate tax records will provide you with a better understanding of the area's tax rate, and property evaluation.  It's good to know how regularly homes are evaluated and how often property taxes are increased. There is so much to consider when buying a home.  Be certain to take all factors into consideration when making your decision.







Svetlana Sheinina
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