Svetlana Sheinina

Posted by Svetlana Sheinina on 3/20/2018

Where you decide to live is perhaps one of the most important decisions that youíll make. The location of your home will determine the property value and how much you can potentially get out of your investment. The location of your home also will determine how you live your everyday life. Whatís nearby and how you get around are big factors based on where you choose to live. Hereís what you must consider when choosing where you want to live: 

The Part Of The Country You Live In

Where you choose to live is based on a lot of factors in your life. Yet, the part of the country that you choose to live in has such a big impact on your lifestyle. If youíre planning on staying in your home for a long time, this is an important decision. Although many people have their location chosen for them based on job and family needs, other people work this question out a bit differently. 

City Life Or The ĎBurbs?

If you like peace and quiet, this is an important question. If you live far outside the city, youíll be able to have a lot more land than if you buy a home within the city limits. Education options are also greater in the city compared to a town or rural area. If you are looking for wider access to entertainment, shopping and medical services, you may need to strongly consider living closer to the city. If you like a bit more quiet, choose the outer limits as a place to live. 

The Neighborhood

Each neighborhood in a particular area has different characteristics. Youíll want to find a neighborhood that fits your personality and needs. You should feel comfortable and at ďhomeĒ in your neighborhood. Also, youíll want to be in close proximity to your workplace so that you avoid a long commute. 

What Are The Schools Like?

This is one of the most important questions for people who have a family or are planning to start a family. Youíll need to do some research as to what school systems are like in specific areas that youíre thinking of living in. Keep in mind that you may end up paying a premium to live in a neighborhood that has a good school system.

Neighborhood Culture

Depending upon the neighborhood that you choose, people will either keep to themselves or provide a certain kind of social pressure. In certain neighborhoods thereís more social activity and more pressure to send your kids to certain schools and enroll them in certain activities. 

Whatís Next? 

Now that you know how to find the right place to search for a home, youíll need to figure out what kind of home youíd like to live in. Start making your wish list!

Posted by Svetlana Sheinina on 3/13/2018

When it comes to home buying a home, thereís a ton of different information available out there. A lot of what has been presented as ďfactĒ actually is quite false. These misconceptions could keep you away from achieving the very real dream of home ownership. Below, youíll find some of the most common myths that youíll find about home buying.

If Your Credit Score Isnít Up To Par, You Canít Buy

To get good mortgage rates, having a good credit score doesnít hurt. You can still buy a home if you donít have amazing credit. A low credit score means that your mortgage rates will be higher than the average. There are loans like FHA loans, that allow for you to get a loan with a credit score as low as 580. Donít let a lower credit score discourage you from buying a home. If your credit score is low, there are plenty of things that you can do to help you fix the score in a short period of time.  

You Need 20 Percent Down To Buy A Home

This is a long-standing myth about home buying. While putting down 20 percent on a home purchase saves you the extra expense of Private Mortgage Insurance (PMI), you can still be in the running to buy a home if your down payment is less than 20 percent. There are even some home loan programs that allow buyers to put as little as 0-3 percent down for the purchase of their home.

You Have To Make A Lot Of Money To Buy A Home

Your monthly income is one of many aspects of your financial life thatís considered when youíre buying a home. Home loans can be denied to those who make a large income just as easily as to those who have lower incomes. What matters is the debt-to-income ratio, which tells lenders how much debt a buyer has compared to the amount of income the buyer makes each and every month. Keep your debt down, and youíll be in good shape to buy a home. 

You Donít Need To Be Pre-Approved To Get A House

Being pre-approved gives you an upper hand in the home buying process. Being pre-approved allows your lender and you to go through the entire process of getting a mortgage. When you find a home that you love, youíre able to breeze through the process of making an offer if youíre pre-approved. The pre-approval process is one of the most important aspects of buying a home. 

If youíre prepared with knowledge, buying a home isnít such a daunting process after all. Find a realtor you trust, understand your finances, and the rest will fall into place!

Tags: Buying a home   finances  
Categories: Uncategorized  

Posted by Svetlana Sheinina on 3/6/2018

Home staging is one of the most tried-and-true methods of selling your home faster. It can also help you increase the purchase price of your home by between one and five percent.

However, working with a professional home stager--while a good investment--is not always in everyoneís budget.

The good news is, there are a lot of simple and inexpensive ways to stage your home that will give visitors a good first impression, make for great photos for your online listing, and hopefully help speed up your home sale.

In todayís post, weíre going to break down six of the most effective and inexpensive home staging tips to help you sell your home faster.

1. Declutter everything

Cleaning out your home is one of the best ways to make it appear more spacious and welcoming. It gives you the chance to start packing items you wonít need until you move into your new home, and it opens up space to use a few choice decorations around the home.

For things like cabinets and closets, remove all of the items you wonít need until you move. A closet that is half-full will look much larger for guests viewing your home.

2. Clean carpets and polish wooden furniture

Carpets, flooring, and furniture make up a large percent of the visible space in your home. Leaving these items dirty or worn when selling your home is missing out on a huge opportunity to make your home look up-to-date and well-maintained.

You can rent a carpet cleaner for as little as $20, and a gallon of wood polish costs around $15, making these two items a solid investment for staging your home.

3. Paint with bright colors

When we paint our homes we usually choose colors that we like, rather than ones that appeal to the largest number of people. And although thatís a great thing while you own a home, it can be detrimental when it comes time to sell. Repainting dark walls in bright, neutral tones will make the room feel larger and well-lit.

4. Paint the front door while youíre at it

A freshly painted, bright colored front door can be the secret weapon when it comes to making your home stand out amongst your neighbors. It is a cheap way to quickly freshen up the exterior of your home and increase curb appeal.

5. Purchase a new welcome mat and mailbox

Welcome mats tend to get a lot of use and wear down. Similarly, mailboxes often get dented and faded over the years.

These two items can be excellent accents to improve the curb appeal of your home. Choose colors that match the overall color scheme of your home to establish a sense of continuity.

6.  Rearrange furniture to allow foot traffic

When someone comes to view your home, youíll want to sure they have ease of access to each part of the house. Rearrange the furniture in your kitchen, dining room, and bedrooms to make it easy to tour the home.

Categories: Uncategorized  

Posted by Svetlana Sheinina on 3/3/2018

An ideal open concept condo at Sargent Estates! Beautiful full-service condominium in Desirable Brookline Hills with club room, bike storage room, laundry facility on each floor, assigned parking space and outside pool for hot summer days! This spacious 1 Br, 1,5 Bath has fully equipped kitchen and L-Shaped dining/living room filled with natural light. The apartment has H/W floors throughout, two good size walk-in closets, another closet with builds-in and was just freshly painted with light designer color. Situated in a serene & relaxing setting this elevator building features an inviting lobby, gorgeous landscaped grounds with expansive lawn and plenty of guests parking! Convenient to Longwood Medical Area, Rt 9 , parks, shopping, restaurants, bus lines & short walk to the D green line. Extra storage is included. You'll be delighted!

More Info on this Property | New Listing Alerts

Posted by Svetlana Sheinina on 2/27/2018

Decorating your home as an adult can be a taxing task. Transitioning from a college student to a professional can take some time. Once you buy your first home, you may find that your tastes for decorating need an upgrade. Those old posters and funny magnets have got to go along with your more sophisticated lifestyle. The decor in your home should make you feel comfortable in your surroundings. You should express your own personal interests through the artwork thatís displayed in your home. 

Pieces of artwork shouldnít just be run-of-the-mill. You need something that will let your personality shine through. You can collect unique pieces in your travels, use personal photographs that you have taken, or simply find things that have meaning for you.

It can be sort of intimidating to dive into a more mature way of decorating but, it can be very rewarding. Youíll also learn a lot about your own style and yourself. Through this self-discovery, youíll find artwork that you can continue to grow with in your home. Below, youíll find some tips for choosing the right artwork for your home. 

Set A Budget

Buying artwork can be an investment. If youíre a new homeowner, you may need to hold back on getting expensive art for a few years. Set a limit for how much art you want to buy and what you can afford. There are plenty of ways to get decorating pieces for your home for less money. Many stores offer artwork that can add some character to your walls. Even if these arenít Picasso originals, they can certainly add some flair to the emptiness of a new house. Everything that adds personality to your home isnít hanging on a wall either. Your decor includes the small figures on your tables, statues, plants, and more.  

Have Goals In Mind

If you begin hanging artwork without some reason, your decorating scheme could end up being a disaster. Map out a plan for each room. Think of themes, colors palettes, and the vision for the space. You donít want to make a serious investment in artwork only to find out that it doesnít fit with your wall color or furniture. When choosing artwork, itís important to consider each room as a whole. 

Know That Tastes Change Over Time 

If you do invest in an expensive piece of artwork, know that it may not suit your needs forever. Thatís OK! You can always sell artwork and find replacement pieces over time. Itís not expected that whatever you hang in your home when you move in will stay there for the next 20 years! Artwork very much flows with our lives, so go with the flow.              

Tags: decorating   first home  
Categories: Uncategorized  

Svetlana Sheinina